i say this and if you are paul ryan, you say come on, that doesn't make any difference. it doesn't make much of a difference, but it's very enraging. the other thing really important is regulation of those industries for the whole industry is based on what is the regulatory framework and most physically, finance. if you want to talk about was the greatest ripoff. the middle class around the world. it was the regulatory failure leading to 2008 and it didn't have to be like that. i don't want to sound like canada is a perfect country in the world because there's very many problems. the one thing, which is a great counterexample and shows you can have a normal, civilized western economy, live like a normal person and still regulate increases canada. canada did not have a crisis even though the rest of the world did just because canadian government and regulator said no to their banks. it was interesting, canadian finance minister said we were so out of step but i went to beijing and the chinese said canadians coming or bank regulation is so conservative. it is absurd. here